Three (3) Club Challenge

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Three Club Challenge is a golf format that requires golfers to pick just three golf clubs to use during their round.
That's it: Three clubs is all you can carry. 

Pick any three clubs you want, a hybrid, a 5-iron and a 9-iron, for example and those are the only clubs you can use during the round of golf.

*Note:

Three Club Monte (3-Club + putter) is also commonly called the 3-Club Challenge

Three Club Monte can be used as a tournament format or golf association playday format, but it is probably more common as a game played by a group of golf buddies.

In games like the 3-Club Challenge, one of the key questions is always how the putter is treated: 

- Does the putter count as one of the three clubs? 

- Are golfers in a Three Club game or tournament given the putter as a freebie and then choose three additional clubs?

In Three Club Challenge (Mone’s style exception) the putter count as one of the three.
However, that is up to the tournament organizers or, if the game is being played by a group of friends, it is up to the golfers in the group to decide.

If your group decides the putter is not a freebie, then you might consider putting with a hybrid or with the leading edge of the shortest iron you'll carry for the round.

Note that once you choose your three clubs, you cannot change them during the round. So choose wisely.

Handicap reduction might be 40% to 50% of the Course handicap 

The short-set games are good ones for golfers who are playing practice rounds or just out having some fun, because they can help golfers learn specialty shots. 

Using just three clubs, as in Three Club Challenge, you'll have to do a lot of choking down, dialing back the swing (or dialing it up), opening the clubface, and so on. You'll be attempting knockdown shots, half-shots and so forth.

• Long-range club: A driver is often recommended for longer courses to give players the longest possible tee shots. 
• Mid-range club: A 7-iron is often a good choice for mid-length approaches, bunts around the green, and even tee shots on shorter par-3s. 
• Wedge: A wedge is essential for getting out of trouble, especially from bunkers, and for getting up-and-down. 
• Putter: While the putter is often considered a free choice, some challenges may include it as one of the three clubs. If you don't include the putter, be prepared to chip with a wedge or a different club from the fringe and green.